Introducing Power Purchase Agreements
(PPA Loans)
A smarter way to unlock federal tax credits.
What is a ppa?
A Power Purchase Agreement (PPA), specifically a prepaid PPA, is an emerging way for homeowners to install solar and battery systems without losing the value of the federal solar tax credit, even as that credit changes under U.S. tax law beginning in 2026.
REPLACING THE FEDERAL 30% tax credit
Traditionally, homeowners purchased a system outright in cash or through a loan and later claim a 30% federal tax credit. However, congress has ended these rebates and the benefits no longer apply for direct consumer purchases.
how a ppa
loan works
A new way to pay
With a PPA, the homeowner doesn’t technically own the solar equipment—the financing company does. Corporate retailers can still claim the business tax credit (Section 48E) and depreciation benefits. So our partner buys the system on your behalf, secures the tax credit and passes the savings to you upfront—typically 26–28 percent off the system’s cost.
how the savings work
For example, instead of paying $100,000 and waiting a year or more to get $30,000 back, a homeowner might pay $73,000 – $75,000 up front and receive the same functional benefit immediately. The financing company then owns and maintains the system for six years (the period during which they realize depreciation). After that, the customer can often take ownership for $0.
Joes journey to solar
better than ownership
From the homeowner’s perspective, a prepaid PPA feels identical to ownership: the system is on their roof, generates energy savings, and comes with production guarantees and service coverage. If system performance dips, the financier compensates them.
THE BENEFITS
This makes PPAs not just a tax workaround but a lower-risk, maintenance-free, cash-efficient way to get solar—particularly valuable in the high-net-worth, tax-sensitive markets of Sonoma County and similar regions.
Pay less up front, enjoy guaranteed performance, and let the experts handle everything.
The future of solar is simple
get started on a ppa loan today.
Call (707)760-0488 or contact us for a free consultation and estimate.
